We understand that privacy and security of your information is important. Our Privacy Notice explains what information we collect from you when making Finance Enquiries or Applications. It also explains the purpose and legal basis that we have for processing your personal data, along with information about what we do with it and who we share it with.
Why do we need the information gathered on this form?
All information entered is used to discuss your purchase and finance. We may need to contact you for more information before your information can be passed on to a lender as part of a formal application.
A failure to provide accurate and relevant data will mean that you are unable to benefit from some or all of the services.
Please note that the other parties detailed in the full Privacy Notice are data controllers and will have their own applicable policies for their handling of your data. Please refer to them directly and/or their websites for more information.
By clicking 'Agree & Proceed', you are acknowledging that you
have read the full privacy notice, and that you agree to proceed.
The enquiry has been sent successfully.
The finance specialists at Autoclass in Dublin are always ready to help and give advice regarding our breadth of finance options available for all our customers.
Through discussions we will find out your specific needs, and so our specialist dealership team members will then be able to arrange a perfectly tailored finance package to suit your need and budgets.
We offer a range of finance options to assist you in the purchase of your car. You can apply for finance by filling in the application below and our finance team will work with our lenders to get you the best deal possible.
The benefits that come with a dealership finance package extend beyond added security. When compared to a personal loan, you will have a shorter term, as well as lower monthly payments.
Choosing a finance option with us means that documents can be completed quickly and easily, eliminating unnecessary paperwork altogether and thus making the buying process as smooth and simple as possible. Let us help you acquire a piece of history.
What is Hire Purchase (HP)?
Hire Purchase is a way to finance buying a new or used car. You will normally pay an initial deposit and will pay off the entire value of the car in monthly instalments. When all the payments are made, the Hire Purchase agreement ends, and you own the car outright.
You’ll be able to drive away a car that you may not have managed to buy outright.
Unlike a PCP or PCH contract, you won’t need to estimate your mileage at the start of your Hire Purchase agreement, so you’ll avoid excess mileage charges.
Once you’ve made your final monthly payment, including the option to purchase fee, you’ll have full ownership of the car.
Monthly payments may be higher than some other finance options, such as PCP, as you’re paying off the full value of the car.
You won’t be able to sell the car without settling the finance.
You won’t own the car until you have made all of your repayments.
You’ll need to keep the car properly insured, maintained and in your possession until the full value is paid off.
The short answer is yes, you can end your finance early. There are different provisions within each finance agreement that allows you to do just that. If you have got through two-thirds of the way through your finance agreement, the options to end the finance agreement early open up.
For a Hire Purchase agreement, there is an option of paying it off early through a settlement fee. A settlement fee covers the cost of any remaining unpaid instalments and interest payments remaining on the agreement. Once the settlement fee is paid, you take full ownership of the car early.
Under a Personal Contract Purchase agreement, you can also pay a settlement fee for bringing the agreement to an end early. After that, you can choose to hand the car back or you have a second option. Through a PCP agreement, you can take full ownership of the car by paying off the remaining Guaranteed Minimum Future Value also known as a balloon payment.
With Hire Purchase you pay for the car in a series of monthly payments.
At the end of the term, after all payments and the option to purchase fee
is made you take full ownership of the vehicle.
€ - €
Pay for a vehicle in full via our simple and secure
checkout using your credit or debit card. You will have a
chance to value your current vehicle should you have
one, and choose how to receive your new vehicle.
Unit B18, Kingswood Business Park, Baldonnell, Co. Dublin, D22 E2F6
Auto Class are a credit broker and not a lender. Auto Class is regulated by the Central Bank of Ireland - we are an authorised Financial Intermediary. Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase.
Reg Office: Unit B18 Kingswood Business Park, Baldonnell, Dublin 22
Reg. Company Number: 553736